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Utkarsh Micro Finance Private Limited (Utkarsh) is a microfinance institution focused on serving the highly underpenetrated northern states of India. Uttar Pradesh, where Utkarsh is based, has the highest credit demand of all Indian states with an estimated demand of more than INR 500 billion, only a fraction of which is currently offered by MFIs. The states of Uttar Pradesh, Bihar, and Madhya Pradesh, in which Utkarsh will focus its expansion, all have less than 6 % client penetration.
Nordic Microfinance Initiative AS

Postal address:
P.O Box 1925, Vika, N-0125 Oslo, Norway

Visiting address:
Rosenkrantz' gate 22, 7th Floor, N-0160 Oslo

Telephone: +47 22 36 22 40
Fax: +47 22 42 89 01
E-mail: info@nmimicro.no
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